There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Lenders
Kalvin was instrumental to help us find the best financing plan possible. He was approachable and available for every question or concern. Always professional with a personal touch, he always had time for a chat to explain issues that were unclear. The whole process from preapproval, obtaining different options, choosing and eventually buying a mortgage was streamlined. I would highly recommend him to anyone in need of a mortgage broker!
E & H
Kalvin was easy to deal with and took an honest and realistic approach to the whole process. He was very knowledgeable and had our best interest at heart.
I would highly recommend Kalvin!
C & U
I recently had the pleasure of working with Kalvin as a first time home buyer. It was an absolute privilege to work with him as he was someone I could sincerely trust for advice and was always available to answer any questions.
Kalvin’s professionalism and genuine care put me at ease. I felt confident in his guidance and trusted his recommendations. He truly listened to my needs and tailored his approach accordingly. From pre-approval to closing, Kalvin ensured a seamless experience. He kept me informed at every step, promptly addressing any concerns. His attention to detail and proactive communication made a significant difference.
Kalvin is an outstanding mortgage broker who goes above and beyond. If you’re looking for personalized service, expert advice, and a stress-free mortgage process, I highly recommend Kalvin.
Thank you, Kalvin, for making my first home purchase a memorable and positive experience!
C.P
Kalvin was the ultimate professional during the purchase of our first home. He was more than a mortgage broker for us because he answered our (many) questions that were far out of the scope of his job. Best of all, Kalvin cared about us as people first. He managed to put together multiple options in a short time frame. We look forward to working with him again on our next home purchase! Highly recommend!
Sydney & Alexander
As new immigrants to Canada looking to become homeowners, we were intimidated by the process of buying a house, even after doing tons of independent research. Kalvin showed great patience in explaining the intricacies involved with the loan process in a clear and concise manner. It was evident that he took the time to research all suitable options based on our unique situation. Kalvin listened to all our queries and provided appropriate responses to ensure that we got a full appreciation of the entire process from start to finish. We appreciated how responsive and accessible he was throughout the entire transaction. I must commend Kalvin on the on-point estimation of our closing cost with no hidden or unexpected fees. We really want to thank you for everything!!!!!
S & L
Making homeowner dreams come true
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