We were looking at so many options for mortgage renewal vs refinance and buying investments property. Kalvin gave us the pros and cons of every option we discussed, and was always open to running multiple scenarios for us. Kalvin found the right financing plan for our needs, and successfully guided us through every step of the way. He’s always available to answer our questions anytime of the day. From the beginning has always been professional in handling our mortgage . He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end he was able to get the best rate for us. 100% will recommend to our family and friends!

S & C

Kalvin made my whole mortgage experience very easy. Kalvin is very informative, supportive and gets the job done. I never would have made it through this process without him.


Kalvin was knowledgeable, helpful and consistent with his brokerage. He was always available for questions and helped us every step of the way when we purchased our first home. He has a great personality and was patient when we had lots of questions about our mortgage.

R & O

We had an exceptional experience as first time home buyers with Kalvin this past December – he is highly recommended! From the initial intro call through to closing, it was easy to see that his intention and focus was beyond transactional, with our comfort & education being at top of mind. His deep knowledge of the mortgage industry and process gave us confidence in having him on our side. His work ethic is unmatched, getting in touch with us at all hours/days of the week. We will be working and recommending him on future transactions 100%!

N & A

Kalvin, was wonderful to work with! Very attentive and always willing to go the extra mile. As a first time home buyer the process can be quite daunting, being unfamiliar, but Kalvin really provided support every step of the way. He made the stressful situations less stressful and always came with a solution! His continuous support is unmatched and I can’t wait to work with him again in the future!

Where do I start? Kalvin made the home buying process stress-free, enjoyable and educational right from the get-go. From the pre-approval process all the way to closing day and beyond, Kalvin was right by our side, available and ready to answer all of our questions and to keep us at-ease throughout. To say our home purchase went smoothly would be a severe understatement.

If you’re looking for a mortgage pro who cares, Kalvin is him.

Kalvin, thanks for everything. Don’t worry, we’ll be calling in the next few years when we’re ready to upgrade. 🙂

T & C

Kalvin was easy to deal with and took an honest and realistic approach to the whole process. He was very knowledgeable and had our best interest at heart.
I would highly recommend Kalvin!

C & U

Kalvin is an absolute pleasure to work with, he made my process on home ownership smooth, easy to understand and fun. I’m forever thankful for Kalvins help and advice! Kalvin, you the man! Thank you once again

R & A

Really helpful and knowledgeable team, keep up the good work.


Kalvin is a great person to work with. he is very professional and responsive. He was very proactive while following up with lending process.