There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Lenders
I’m a first-time home buyer and I will say that Kalvin was the most helpful person that I’ve come across in a very long time. He is very patient and he helps a lot with the process. I would recommend him to anybody. Five stars all day buddy.
B.F
As new immigrants to Canada looking to become homeowners, we were intimidated by the process of buying a house, even after doing tons of independent research. Kalvin showed great patience in explaining the intricacies involved with the loan process in a clear and concise manner. It was evident that he took the time to research all suitable options based on our unique situation. Kalvin listened to all our queries and provided appropriate responses to ensure that we got a full appreciation of the entire process from start to finish. We appreciated how responsive and accessible he was throughout the entire transaction. I must commend Kalvin on the on-point estimation of our closing cost with no hidden or unexpected fees. We really want to thank you for everything!!!!!
S & L
Kalvin was the ultimate professional during the purchase of our first home. He was more than a mortgage broker for us because he answered our (many) questions that were far out of the scope of his job. Best of all, Kalvin cared about us as people first. He managed to put together multiple options in a short time frame. We look forward to working with him again on our next home purchase! Highly recommend!
Sydney & Alexander
We had an exceptional experience as first time home buyers with Kalvin this past December – he is highly recommended! From the initial intro call through to closing, it was easy to see that his intention and focus was beyond transactional, with our comfort & education being at top of mind. His deep knowledge of the mortgage industry and process gave us confidence in having him on our side. His work ethic is unmatched, getting in touch with us at all hours/days of the week. We will be working and recommending him on future transactions 100%!
N & A
Kalvin is a wonderful and truthful broker that we’ve known for over a year now, he’s been there all the way, giving us honest advice and walking us through getting pre approved. He’s patient and very good at what he does, I will always recommend him.
A & O
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